:root{--efr-navy-950: #0a1a2f;--efr-navy-900: #0e2340;--efr-navy-800: #143257;--efr-navy-700: #1c4270;--efr-navy-100: #e7ecf3;--efr-navy-50: #f4f7fb;--efr-gold-600: #b8860b;--efr-gold-500: #c9a227;--efr-gold-400: #dcb84a;--efr-gold-100: #f8efd8;--efr-ink: #1a2433;--efr-muted: #5a6a80;--efr-white: #ffffff;--efr-border: #e1e6ee;--efr-success: #1f7a4d;--efr-danger: #b3261e;--efr-font-sans: "Manrope", system-ui, -apple-system, Segoe UI, Roboto, sans-serif;--efr-font-serif: "Source Serif 4", Georgia, serif;--efr-radius-sm: 8px;--efr-radius-md: 14px;--efr-radius-lg: 22px;--efr-shadow-md: 0 12px 32px -8px rgba(10, 26, 47, .18);--efr-shadow-lg: 0 24px 60px -12px rgba(10, 26, 47, .28);--efr-container: 1140px}*{box-sizing:border-box}html,body{margin:0;padding:0}body{font-family:var(--efr-font-sans);color:var(--efr-ink);background:var(--efr-white);line-height:1.55;-webkit-font-smoothing:antialiased}h1,h2,h3,h4{font-family:var(--efr-font-serif);color:var(--efr-navy-950);line-height:1.15;margin:0 0 .6em}p{margin:0 0 1em}a{color:var(--efr-navy-800);text-decoration:none}ul{margin:0;padding:0}.efr-container{width:100%;max-width:var(--efr-container);margin:0 auto;padding:0 24px}.efr-section{padding:88px 0}@media(max-width:640px){.efr-section{padding:56px 0}}.efr-eyebrow{display:inline-flex;align-items:center;gap:8px;font-size:.8rem;font-weight:700;letter-spacing:.08em;text-transform:uppercase;color:var(--efr-gold-600);margin-bottom:14px}.efr-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font-family:var(--efr-font-sans);font-weight:700;font-size:1rem;padding:15px 28px;border-radius:var(--efr-radius-sm);border:1px solid transparent;cursor:pointer;transition:transform .15s ease,box-shadow .15s ease,background-color .15s ease;white-space:nowrap}.efr-btn:active{transform:translateY(1px)}.efr-btn--primary{background:linear-gradient(135deg,var(--efr-gold-500),var(--efr-gold-600));color:var(--efr-navy-950);box-shadow:var(--efr-shadow-md)}.efr-btn--primary:hover{box-shadow:var(--efr-shadow-lg)}.efr-btn--ghost{background:transparent;color:var(--efr-white);border-color:#ffffff59}.efr-btn--ghost:hover{background:#ffffff14}.efr-btn--outline{background:transparent;color:var(--efr-navy-900);border-color:var(--efr-border)}.efr-btn--outline:hover{border-color:var(--efr-navy-800)}.efr-btn--block{width:100%}.efr-btn:disabled{opacity:.55;cursor:not-allowed;box-shadow:none}.efr-card{background:var(--efr-white);border:1px solid var(--efr-border);border-radius:var(--efr-radius-md)}.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}